SIP Investment
Calculator
Calculate your Systematic Investment Plan returns and see how regular investments can build substantial wealth through the power of compounding.
Calculate Your SIP Returns
Investment Summary
Enter your SIP details to see projected returns
How SIP Works
Systematic Investment Plan helps you build wealth through regular, disciplined investments
Regular Investment
Invest a fixed amount every month automatically in mutual funds or other instruments
Rupee Cost Averaging
Buy more units when prices are low and fewer when high, averaging your purchase cost
Compound Growth
Watch your wealth grow exponentially through the power of compounding over time
Plan Your SIP Goals
Calculate SIP returns, save your goals, and track your investment planning journey
SIP Calculator - Frequently Asked Questions
Find answers to common questions about this calculator
SIP is a method of investing a fixed amount regularly in mutual funds. It allows you to invest small amounts monthly instead of a lump sum, helping build wealth systematically through rupee cost averaging and power of compounding.
SIP returns are market-linked and vary based on the mutual fund scheme. Historically, equity mutual funds have given 12-15% returns, while debt funds give 7-9%. Past performance doesn't guarantee future returns.
Most mutual funds allow SIP starting from ₹500 per month. Some funds even allow SIPs as low as ₹100. There's no maximum limit - you can invest any amount based on your financial goals.
Yes, you can stop, pause, or modify your SIP anytime without penalty. However, staying invested for the long term (5+ years) helps maximize returns through market cycles.
SIP involves regular monthly investments, while lump sum is a one-time investment. SIP reduces market timing risk through rupee cost averaging and is better for salaried individuals.
Yes, SIP returns are taxable. Equity funds: Less than 1 year = 15% STCG, More than 1 year = 10% LTCG above ₹1 lakh. Debt funds: taxed as per income slab.
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